TOP 10 SENIOR SCAMS TO WATCH FOR
GRANDPARENT SCAMS: A call in the middle of the night stating that their grandchild has been arrested and money is needed for bail.
809 AREA CODE SCAM: Individuals being requested to call a number starting with area code 809. This area code is out of the country, costing citizens hundreds of thousands of dollars of long distance charges.
INTERNET FRAUD: Unfamiliar with the internet can lead seniors to give out credit card information to a scammer.
TELEMARKETING FRAUD: A 40 billion dollar epidemic in the U.S. alone. Research the product before buying. Call the Better Business Bureau to see if others have complained about the product.
CHARITY SCAMS: Know the charity before giving. All charitable organizations are required to register with the state. To find this information contact your local consumer protection agency at 614-466-8170.
HOME IMPROVEMENT SCAMS: Contractors advising citizens that unnecessary home repairs are needed.
PRIZES AND SWEEPSTAKE SCAMS: You have won a sweepstake, and then are requested to send money to cover the taxes.
IDENTITY THEFT: Giving up your social security number and birth date can open their financial history to a thief.
INVESTMENT SCAMS: Citizens planning for retirement may fall victim. They include, Advance Fee Schemes, Prime Bank Note Schemes, Pyramid Schemes, and Nigerian Letter Fraud Schemes.
HEALTHCARE SCAMS: Prescription drug card discounts and counterfeit medications.
HOW TO REPORT SUSPECTED SCAMS
Senior Service Unit: 330-675-7096 or 330-675-7022
Contact: Don Hyde
Office of Attorney General: 1-800-282-0515 or 1-877-244-6446
Federal Trade Commission: 1-877-382-4357
Better Business Bureau: 330-744-3111 (Local Office)
Operators: M-F 9:00-12:00p, 1:00-4:00p
Do Not Call List Registry: 1-888-382-1222
TIPS TO KEEP YOURSELF FROM BEING VICTIMIZED
TIPS FOR SENIOR CITIZENS
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You should never be asked to pay for services up front.
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Never pay for a free prize. It is against federal law if you are told the money requested is for taxes.
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Never give out personal information such as credit card, bank accounts, date of birth or social security number to unfamiliar companies or persons.
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Always research the company before making any decisions.
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Make inquires about the organization. Get contact information and telephone number. It is your right to authenticate the charity. Remember…if they are legitimate they will comply with your requests.
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If approached by an unfamiliar charity, check it out. The Better Business Bureau will have information regarding all charities, organizations and companies.
TIPS FOR FAMILY MEMBERS
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Encourage unannounced visits by family and friends.
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Keep an up-to-date inventory of valuables.
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Maintain a safe deposit box for cash, jewelry, financial records, stock certificates, bonds ect.
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Watch for unusual activity, including money disappearing that can not be explained.